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Our Mortgage Solutions

At Nu Mortgage we take pride in having a team of experienced and knowledgeable mortgage specialists who are dedicated to finding you the best mortgage deals in Dubai. We work with a wide range of top lenders to provide you with access to a variety of mortgage products and guarantee to offer you the best rates and terms that match your specific financial needs.

Whether you are a first-time homebuyer or looking to refinance your existing property, our team is here to help. We understand that navigating the mortgage market can be a daunting task, which is why we strive to make the process as simple and streamlined as possible for you. Our goal is to ensure that you get the mortgage you need with ease, and we are committed to guiding you through every step of the way.

If you are ready to take the first step towards homeownership in Dubai, we encourage you to contact us today. Our team is eager to work with you and help you secure the best mortgage deal that suits your unique financial situation.


Success Stories

Have a look at the success stories shared by our clients.

Working With

We work with a variety of banks in Dubai and the UAE, including major institutions like Emirates NBD, HSBC, Dubai Islamic Bank, Abu Dhabi Commercial Bank and Rakbank. By partnering with these top lenders, we are able to provide our clients with access to a wide range of mortgage products and ensure that we are always offering the best prices in the market.

Our team of experienced mortgage specialists negotiates directly with these banks to secure the most favorable rates and terms for our clients, ensuring that they are able to find the perfect mortgage product that matches their unique financial needs.



At Nu Mortgage, we believe in providing our clients with all the information they need to make informed decisions about their mortgage options. That's why we have compiled a list of frequently asked questions (FAQs) about our services and the mortgage process in Dubai. Our FAQs cover a range of topics, from the types of mortgages available to the documentation required for mortgage applications.

We update our FAQs regularly to ensure they are accurate and up-to-date. Our aim is to make the mortgage process as transparent and straightforward as possible for our clients, and our FAQs are just one way we achieve this.

I'm looking for a mortgage in Dubai, what should I consider?

If you're looking for a mortgage in Dubai, there are several factors to consider to ensure that you get the best deal possible:

  1. Eligibility: Before applying for a mortgage, make sure you meet the eligibility criteria set by the lender. This may include factors such as age, income, credit score, and employment status.

  2. Interest Rates: Compare the interest rates offered by different lenders and choose a mortgage with a competitive rate that suits your budget.

  3. Down Payment: Be aware of the minimum down payment required by the lender, which is typically 20% of the property's value. It's important to ensure that you have enough funds to cover the down payment and other associated costs, such as registration fees and valuation fees.

  4. Repayment Period: Choose a mortgage with a repayment period that suits your financial situation. Longer repayment periods mean lower monthly payments, but you'll end up paying more in interest over the life of the loan.

  5. Fees and Charges: Be aware of all the fees and charges associated with the mortgage, including processing fees, prepayment penalties, and late payment fees.

  6. Type of Mortgage: There are different types of mortgages available in Dubai, including fixed-rate, variable-rate, and Islamic mortgages. It's important to research and choose a mortgage that suits your financial goals and preferences.

  7. Pre-Approval: Get pre-approved for a mortgage before you start looking for a property. This will give you an idea of how much you can afford and will make you a more attractive buyer to sellers.

  8. Mortgage Broker: Consider working with a mortgage broker who can help you compare different mortgage options, negotiate with lenders, and ensure that you get the best deal possible.

Overall, getting a mortgage in Dubai can be a significant investment, so it's important to do your research and choose a mortgage that suits your financial situation and preferences. It's also crucial to work with a reliable and experienced mortgage broker or lender who can guide you through the process and provide you with comprehensive information to make informed decisions.

What are the requirements for obtaining a mortgage in the UAE?

The requirements for obtaining a mortgage in the UAE vary depending on the bank, but typically include a valid residency visa, a down payment, proof of income and employment, and a good credit score.

How much of a down payment do I need to make to obtain a mortgage in the UAE?

The down payment requirement for a mortgage in the UAE typically ranges from 20% to 25% of the property's value. However, this may vary depending on the bank and the specific property.

What is the maximum loan-to-value (LTV) ratio for a mortgage in the UAE?

The maximum LTV ratio for a mortgage in the UAE is typically 75%, although this may vary depending on the bank and the property.

How is the interest rate on my mortgage determined?

The interest rate on your mortgage is determined by a variety of factors, including the central bank's benchmark interest rate, your credit score, and the loan-to-value ratio. It is important to shop around and compare interest rates from different banks to ensure that you are getting the best deal.

What is the maximum mortgage term in the UAE?

The maximum mortgage term in the UAE is typically 25 years, although this may vary depending on the bank and the borrower's age.

What fees should I expect to pay when obtaining a mortgage in the UAE?

Fees for obtaining a mortgage in the UAE may include a processing fee, valuation fee, insurance fee, and mortgage registration fee. It is important to ask the bank for a full list of fees and to budget for these costs when applying for a mortgage.


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